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WhiteBear Lake RE

James Sanchez, Broker
White Bear Lake Realty
White Bear Lake, MN 55110

651-653-7326
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Blog: Resources

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

White Bear Lake Realty
4790 Banning Ave, Suite 25 
White Bear Lake, MN 55110
Office: 651-653-7326
James Sanchez, Broker/Owner
Phone: 612-741-4349
Email: james@wblrealty.com

Testimonials

James facilitated the sale of our home with a direct buyer and charged us a very reasonable price. He listened to our description of our "dream home" and was a skilled negotiator with a challenging seller. He was an excellent listener throughout the whole process. His low fees enabled us to both sell our home and purchase what we were looking for. We would highly recommend him. Judy and Rosemary
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