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Blog: Homeowner Information

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are... Read more

Underground Heating Oil Tanks

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust in... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Mechanic’s Liens

The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they ... Read more

Living Trusts

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. ... Read more

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning... Read more

Environmental Issues

When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated p... Read more

Condominium and PUD Ownership

Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affo... Read more

Common Ways of Holding Title

How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who... Read more

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Testimonials

James is a top notch seller, he handled the sale of both of my properties perfectly!!! I strongly recommend you check out White Bear Lake Realty for great service and a caring agent!! Chris B
James was great, he adapted to our style of house hunting with very little effort. We didn't need much help searching for a house but when it came to the negotiating and navigating the red tape he was there for us. His photos of our house were well done and, in my opinion, helped sell our house as fast as it did. We were pleasantly surprised when it sold in 4 days. It did put us on the hot seat for finding a new house but it all worked out in the end. alaskanspawn
We were moving to Florida. Had to sell our house fast and at the right price. Thanks to James at WBL REalty we got that done in time to make a smooth transition. David Engstrom
I found that James did most all the work for us, not just listening but hearing what it was we were looking for, working into our busy schedule instead of us trying to work into his. Financing was a breeze with Perl Mortage. Thanks, James, we love our house! Laurie Tatreau
James is knowledgeable, approachable, personable, organized and patient. My home was ready to sell sooner than he expected and he made time on a very busy Friday to take photos and get it listed. He answered every one of my many questions and explained every part of the process. James is amazing. Dawn
James has many years of experience and it shows when you work with him? He cares about his clients and wants what is best for them! Lisa
James is top notch to work with!!!!!!!!!!!!! WILLIAM Bennett
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4790 BANNING AVE SUITE 25 - White Bear Lake, MN 55110
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